Fintech

M&A Advisory for Middle Market Business Owners

fintech image aerial view of buildings At FOCUS, we understand the rapidly evolving dynamics shaping today’s landscape. Adoption of transformative technologies from stablecoins in cross border payments to AI in wealthtech, regulatory developments across the globe and the heightened focus on sustainable growth will continue to drive activity.

With significant transaction experience, involving the largest corporate across the globe, and our strategic dialogue across the sector, we have deep experience in understanding critical drivers of value in the sector today – revenue quality, technological moat, competitive positioning and scalability. This allows us to provide tailored advisory services to deliver optimal outcomes.

Whether you are a founder-led business, an established platform, or an investor evaluating strategic opportunities, our dedicated fintech team brings deep sector expertise, key relationships, and the transaction expertise required to achieve optimal outcomes at every stage of the fintech lifecycle.

Services

Sell-Side Advisory

We help fintech founders and shareholders maximize value through a disciplined, highly competitive sale process. Our team positions your business to highlight key value drivers and market differentiation. Through our global reach and deep sector relationships, we identify and engage a targeted group of strategic and financial buyers. We guide clients through every stage of the transaction process, including positioning, buyer outreach, diligence, negotiation, and structuring to align outcomes with financial objectives, growth vision, and long-term strategic priorities.

Buy-Side Advisory

For clients seeking growth through acquisition, we deliver targeted, research-driven sourcing and execution. We identify and evaluate opportunities aligned with your strategic priorities – whether expanding into new geographies, enhancing product capabilities, or deepening vertical specialization.

Our team understands what drives value in fintech transactions and supports you through diligence, structuring, and post-transaction integration planning.

Capital Raising

In a more selective capital environment, accessing the right capital partner is critical. We advise fintech companies on raising growth capital, executing minority or majority recapitalizations, and structuring debt solutions, helping to position businesses around profitability, scalability, and quality of revenue.

We leverage deep relationships with private equity firms, investors, growth equity funds, and lenders who understand fintech business models – from SaaS-based platforms to transaction-based revenue streams – to deliver the right capital partner.

Our team works across multiple sectors:

  • Payments

  • Banking & Lending Technology

  • Digital Assets & Blockchain

  • Neobanking

  • Wealth & Capital Markets Technology

  • RegTech

  • InsurTech

  • Office of the CEO

What Sets FOCUS Apart

The fintech landscape is evolving rapidly – characterized by increased consolidation, a shift toward sustainable growth, and heightened investor scrutiny. Here’s why FOCUS is the right partner:

  • Deep Sector Expertise: Our team understands the nuances across fintech subsectors, from payments economics to regulatory complexity and embedded finance trends.

  • Market Insight: We stay ahead of capital markets conditions, valuation trends, and buyer appetite – ensuring your strategy is aligned with real-time market dynamics.

  • Extensive Buyer & Capital Relationships: Access to a global network of strategic acquirers, private equity firms, and capital providers actively investing in fintech.

  • Proven Track Record: Our team has a strong track record of successfully closing domestic and cross border transactions across market cycles, with a focus on maximizing value and certainty of close, with both strategic, including some of the largest names globally, and private equity

  • Tailored, Senior-Led Approach: Every engagement is led by experienced bankers who provide hands-on guidance from strategy through execution.

Fintech TEAM

Driving M&A Success



RELATED DEALS

Growth-Driven Strategic Transactions

Jason Welham worked on the Mastercard in his capacity as Corporate Development Manager at VocaLink